AI-Powered Personal Finance

Your Money.

Understood.

Financa connects all your accounts, tracks every rupee, and gives you an AI advisor who actually knows your money, not generic tips.

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Early access · Be among the first

Good morning

Arjun Sharma

🔔

Total Balance

₹1,24,830

↑ +12%this month
Income

₹85,000

Expenses

₹42,350

Monthly Budget68%

₹42,350 of ₹62,000

Quick Access

🤖AI
📊Health
📋Bills
🔮What-If
💰Budget
📩SMS
🏦Loans
🧾Tax

Health Score

74

Good

↑ improving

🔔

Bill Due

Jio · ₹299 today

🔒 Bank-grade encryption⚡ Real-time alerts🇮🇳 Made for India💸 SMS auto-import🏆 Health Score AI📊 What-If Simulator🔔 Bill reminders📈 Investment tracking🧾 Tax estimator🏛️ Govt schemes🔒 Bank-grade encryption⚡ Real-time alerts🇮🇳 Made for India💸 SMS auto-import🏆 Health Score AI📊 What-If Simulator🔔 Bill reminders📈 Investment tracking🧾 Tax estimator🏛️ Govt schemes

Features

Everything you need,
nothing you don't.

Nine AI-powered tools built specifically for how Indians manage money.

AI Advisor

Ask anything. Get real answers.

Claude knows your income, loans, EMIs, and investments before it answers. No generic advice.

Can I afford a MacBook Pro?
Yes, wait 6 weeks. Your 3-month savings will be ₹1,27,950, which covers the ₹1,49,900 cost without touching your emergency fund.
Health Score

Your finances, scored.

A 0–100 AI score from your real data. Strengths, weaknesses, and what to fix next.

74

Good · Improving ↑

Net worth ₹8,40,000

SMS Import

Zero-tap transaction logging.

Reads your bank SMS automatically. HDFC, ICICI, SBI, Axis and 15+ more.

Swiggy Order

-₹850

Salary Credit

+₹85,000

EMI Deducted

-₹15,000

Bill Tracker

Never miss a payment.

Push notifications before due dates. Overdue, due-soon, and paid. All in one view.

Jio Postpaid

Due today

₹299

Netflix

3 days

₹649

Electricity

Paid ✓

₹1,240

Loan Planner

Know your debt-free date.

Avalanche vs Snowball calculator. See exactly how much interest you'll save.

Avalanche

18 mo

₹42,800 saved

Snowball

20 mo

₹38,200 saved

What-If Simulator

Model any scenario.

What if you got a raise? Cut dining? Started an SIP? AI models it with your real numbers.

Scenario

+20% salary raise

Monthly surplus₹42K₹59K
Debt-freeMar 27Sep 26
Govt Schemes

Discover benefits you're missing.

Personalised recommendations based on your age, income, and profile.

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PPF

Tax saving

Public Provident Fund

Tax-free returns up to 7.1% p.a.

NPS

Retirement

National Pension System

Extra ₹50,000 deduction under 80CCD(1B)

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Insurance

Life Insurance Scheme

₹2L cover at just ₹436/year

AI Financial Advisor

An advisor who knows your numbers.

Ask anything: 'Can I afford this?', 'Should I prepay my loan?'. Claude reads your full financial picture before answering. Not generic. Ever.

  • Personalised to your real data
  • Understands Indian products (EMI, SIP, NPS)
  • Instant contextual answers
F

Financa AI

● Online

Can I afford a new MacBook?

Based on your finances, yes - but timing matters.

Monthly surplus₹42,650
3-month savings₹1,27,950
MacBook Pro cost₹1,49,900

Wait 2 more months to buy without touching your emergency fund.

Ask anything...
Financial Health Score

Know your score. Fix what matters.

A 0–100 score generated fresh from your real data. See what's holding it up, what's pulling it down, and what to fix next.

  • AI-powered scoring engine
  • Tracks savings, debt, and investments
  • Actionable improvement steps

Financial Health

74

Good

Net Worth: ₹8,40,000

Strengths

Strong savings rate (28%)
Low debt-to-income ratio
Active SIP investments

Improve

!Emergency fund below 6 months
!No term insurance cover
SMS Auto-Import

Zero-tap transaction logging.

Financa reads your bank SMS and converts them to structured transactions instantly. Works with all major Indian banks out of the box.

  • Works with 15+ banks
  • Smart amount & category parsing
  • Review before importing

SMS Import

12 found
Swiggy Order-₹1,200
HDFC2m ago
Salary Credit+₹85,000
ICICI1h ago
EMI Deducted-₹15,000
SBI3h ago
Zepto Grocery-₹450
Axis5h ago

What-If Simulator

Model your financial future

🔮

Income Boost

+20% raise

Monthly surplus

₹42,650₹59,650

Annual savings

₹5.1L₹7.2L

Emergency fund (months)

4.25.9

Debt-free date

Mar 2027Sep 2026
+ ₹10,000/moCut food 20%Extra EMI
What-If Simulator

Play out any
financial scenario.

What if you got a raise? Cut dining? Started an SIP? The AI models every scenario using your real numbers, not assumptions.

+ ₹10,000/mo incomeCut food by 20%Extra EMI paymentStart ₹5,000 SIPPrepay home loan

Setup

Up and running in 3 steps.

1
01

Sign up in 30 seconds

Google or Apple, one tap, no forms, no password. You're inside.

🎯
2
02

Set up your profile

Income, accounts, loans, bills. 5-step wizard. Takes 2 minutes.

🤖
3
03

Let the AI work

Dashboard is live. AI advisor is ready. Ask it anything.

Free · No credit card · 2 min setup

Start understanding
your money.

Be among the first to experience AI-powered personal finance.

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